Skip to main content
Interactive PHI Check

Is private health insurance right for you?

Answer a few short questions and receive a non-binding, independent assessment.

Start free PHI Check
5.0 / 5 · 10 reviews · English-speaking
International professionals in Berlin receiving expert PHI advice

Independent advice

No ties to any insurer.

Personal contact

One advisor – start to finish.

Digital worldwide

Video or phone consultation.

Switch or new policy

We guide you the entire way.

Not sure if PHI fits your situation?

Take the free 2-minute PHI Check — independent, non-binding and in English.

The 2-Minute PHI Check

Find Out in 2 Minutes If Private Health Insurance Fits You

Free, independent, and fully in English. See your options with no strings attached.

Happy – Happy Expats digital guide
Happy
Online • Replies within seconds
Happy – Happy Expats digital guide
Hi! I'm Happy — I'll help you cut through the German health insurance confusion in just 2 minutes. 😊

Independent comparison of leading insurers

Allianz private health insurance logoARAG private health insurance logoSignal Iduna private health insurance logoHanseMerkur private health insurance logoBarmenia private health insurance logoHallesche private health insurance logoottonova private health insurance logo